Creand Life Singles

Creand Life Singles is a life insurance policy designed for singles, people without family responsibilities and any other client who is interested in being covered, especially in the event of disability.

It contemplates the death of the insured person as its main guarantee, as well as disability, with additional guarantees for advances in funeral expenses and assistance services. This product has the particularity that the disability capital is 10 times greater than the death capital.

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Features

  • Creand Vida Singles is aimed at anyone between 18 and 60 years old (both ages included) who wants to protect themselves, especially in the event of disability.
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Advantages

  • The insurance is for one person and allows you to choose the amounts that best suit your needs. In addition, it has a series of additional guarantees in the event of death and disability, such as, for example, the advance of funeral expenses and assistance services.
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Benefits

  • The minimum insured capital is €1,000 in the event of death, and total and permanent disability is covered for a value 10 times higher. Therefore, a capital of €10,000 is insured.
  • The maximum insured capital is €30,000 in the event of death, and total and permanent disability is covered for a value 10 times higher. Therefore, a capital of €300,000 is insured.
  • The capital covered by this insurance is compatible with other capital insured by other life insurance policies without prejudice to the compensation.
  • Advance of up to €6,000 to cover funeral expenses.
  • In the event of dependency or convalescence of the insured person, the care services include a maximum of 20 hours per calendar year of home care as a result of an illness or accident.
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In the event of a claim

  • Beneficiaries must report the incident within 90 days of the date of the event.
  • In the event of total and permanent disability of the insured person, it is necessary to present a medical certificate specifying the disease causing the disability and another certificate from the CASS establishing the percentage of disability.
  • In the event of the death of the insured person, it is necessary to present a death certificate from the Civil Registry.