Creand Health Plus Collective
Creand Health Plus Collective, a health insurance policy covering part of the cost of medical treatment and operations not reimbursed by the CASS, whether through Via Preferent or not, on up to 100% of the CASS fee. Extended with a series of special guarantees for groups.
Three months free of the Creand Assegurances Vida health and accident insurance policies. Check the terms and conditions of the promotion.
3
MESOS
GRATUÏTS
Crèdit Assegurances Vida ofereix als seus clients 3 mesos gratuïts* en contractar l’assegurança de salut CreditSalut. Aquesta promoció és vàlida fins al 31 de desembre de 2019.
*Consulta les bases de la promoció aquí
Advantages
- You can choose individual or family cover
- In general terms, there are no restrictions on the number of visits.
- Policies contracted with Creand Assegurances Vida are valid for a lifetime, with modifications to the cover provided after the age of 70.
- The costs of hospitalisation (the part not covered by the CASS) at the Hospital de Nostra Senyora de Meritxell are processed directly by Creand Assegurances Vida and the Hospital.
- Notification service: the insurance company has this free service that informs the client, by e-mail or SMS, every time a reimbursement is made to the insurance company.
- Large branch network to present medical bills pending reimbursement.
- Using the e-mail address [email protected] you can send scanned bills directly to Creand Assegurances Vida.
- If your salary is paid directly into an account at Creand, you are entitled to a 10% discount on the premium for the first 6 months
Medical directory
The policy includes access to a medical directory with coverage throughout Spain and over 45,000 professionals and 13,000 medical centres, including centres such as Teknon, Quiron, Dexeus and others.
Health Card – Medical Directory:
- The insured person will have a personal and non-transferable card with which they will be able to access a wide range of medical professionals and centres in the medical directory.
- This card offers the insured person the convenience of not having to pay anything upfront.
- For treatments, diagnostic tests, operations and hospitalisations, it is necessary to request authorisation: [email protected] or by calling +376 88 16 13 (office hours) or +34 91 590 96 44 (24 hours a day).
Benefits
- Creand Health Plus Collective offers cover for the reimbursement of medical, pharmaceutical and hospital expenses up to 100% of the amounts specified by the CASS for healthcare within Via Preferent (healthcare itinerary).
- Creand Health Plus Collective also includes complementary cover for homeopathic medicine (diagnoses and treatment), treatment related to speech therapy, orthoptics (visual re-education), psychiatry, orthopaedics, internal dental and non-dental prostheses each calendar year and many other services.
- In case of death of the insured (between 18 and 70 years of age), Creand Salut pays the beneficiaries a compensation of 6,000 euros.
- In the event of the death of the insured (between the ages of 18 and 70), Creand Health pays the beneficiaries a compensation of 6,000 euros.
- Orthoptics (vision re-education): up to a maximum of 10 visits per calendar year.
- Psychiatry: up to a maximum of 10 visits per calendar year.
- Internal dental and non-dental prostheses: same amount paid by CASS and one per calendar year.
- Up to 100% of the CASS fee in private centres.
Creand Life Application
Discover the application for managing your health and sick leave products easily, wherever and whenever you want.
What you will be able to do on the app:
- View the status of your reimbursements
- Send your documentation easily
- Receive notifications to stay up to date
- Request information and keep in touch with the company
- Selfie Salut: use your phone to monitor your health via a simple face scan
Plus, it is available for the insurance holder and their partner!
Everything you need, all on your device.
Download the app and register in two simple steps.
Exclusion periods
- 30 days for healthcare.
- 6 months for orthopaedics, orthodontics and dental and non-dental prostheses.
- 10 months for maternity.
- No excepcion period if the customer contracting the product is changing company and has already completed these exception periods with an equivalent product provided by the previous company.
FAQ
If you have questions about our policies, take a look at the answers to frequently asked questions in this section.
Compare our health insurance policies
You still don’t know which of our health insurance policies best suits your needs? To help you to choose here are the main features of each of them.