Creand Health Collective
Creand Health Collective is designed for companies that wish to insure staff who have been registered with Social Security as employees or on a voluntary basis (and their relatives who are beneficiaries).
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Three months free of the Creand Assegurances Vida health and accident insurance policies. Check the terms and conditions of the promotion
Features
- Creand Health Collective is designed for companies that wish to insure their employees who are registered with the Social Security as salaried or voluntary insured (as well as their beneficiary family members).
Advantages
- You can choose between individual or family coverage.
- 10% discount on the individual rate.
- Deduct 30% of the health premium for spouses and family members.
- In general terms, there are no restrictions on the name of visitors.
- Notification services: the insurance company includes this free service that the client informs, by email or by SMS, each time it is made a refund is made to the insurance seva.
- The hospital expenses (the part that is not charged by the CASS) produced by the Hospital de Nostra Senyora de Meritxell are managed directly between Creand Assegurances and the Hospital.
- Large office space to deposit medical bills pending reimbursement.
- The email address prestacions@creandvida.ad and allows you to send the scanned invoices directly to Creand Assegurances.
Medical directory
The policy includes access to a medical directory with coverage throughout Spain and over 45,000 professionals and 13,000 medical centres, including centres such as Teknon, Quiron, Dexeus and others.
Health Card – Medical Directory:
- The insured person will have a personal and non-transferable card with which they will be able to access a wide range of medical professionals and centres in the medical directory.
- This card offers the insured person the convenience of not having to pay anything upfront.
- For treatments, diagnostic tests, operations and hospitalisations, it is necessary to request authorisation by telephone in advance: +34 91 590 96 44.
Benefits
- Reimbursement coverage of medical, pharmaceutical and hospital expenses at the end of the year at 100% of the responsibility of the CASS healthcare assistance on the Via Preferent.
- For the death of Creand Health insurers (between 18 and 70 years), the insurance company pays compensation depending on the insurance capital from 6,000 euros to 60,000 euros.
- Homeopathy (diagnoses and treatments): ends 100% of the actual cost that the CASS collects.
- Speech therapy: ends at a maximum of 20 visits each year.
- Orthopsy (vision re-education): ends at a maximum of 10 visits per person.
- Psychiatry: up to a maximum of 10 visits per person.
- Dental and non-dental internal prostheses: mateix import paid for the CASS and one for any natural.
Exclusion periods
There are no exception periods for Creand Health Collective
FAQ
If you have questions about our policies, take a look at the answers to frequently asked questions in this section.
Compare our health insurance policies
You still don’t know which of our health insurance policies best suits your needs? To help you to choose here are the main features of each of them.