Creand Life Comprehensive

Creand Life Comprehensive is an innovative life insurance policy that, in addition to covering death and total and permanent disability, helps to reduce the risk of suffering from some of the most common forms of cancer and cardiovascular disease. At the same time, the insured party has access to health-related wellness services.

                                           

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Features

  • Creand Life Comprehensive is designed for people between 18 and 55 years of age (both ages included).
  • It includes preventive services for the early detection of diseases such as cancer, at no additional cost.
  • Access to health-related wellbeing services through www.creandvidabenestar.com:
      · Cardiocoach
    • · Smoking cessation
    • · Sleep well
    • · Nutrition
    • · Healthy diet at work
    • · Get fit programme
  • Furthermore, recognising the importance of valuing savings over spending, the insurance policy automatically refunds 25% of the premiums paid since the date the policy was taken out when the insured party reaches the age of 65.

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Advantages

The policy includes the following services, at no additional cost:

  • Tumour screening (service available only to the insured party) consisting of a specific blood test that analyses various tumour markers:
    · For men: lung, colon, liver and prostate.
    · For women: lung, colon, liver and breasts.
  • Cardiocoach is a service focused on prevention and education in healthy habits aimed at people who want to take control of their cardiovascular health.
  • The insured party is entitled, from the first year of the policy, to request a tumour screening and to reapply for the service every 3 years.
  • The other wellness services may be used whenever the insured party desires, without limits.

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Benefits

  • The insured party can choose between various amounts of insured capital:
    · €30,000
    · €50,000
    · €100,000
    · €200,000
  • Any other life insurance policies that the insured party may take out will not affect the compensation paid by Creand Life Comprehensive insurance.

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In the event of a claim

Beneficiaries must make the claim within 90 days following the date of the incident giving rise to it.

 

In the event of the total permanent disability of the insured party, a medical certificate specifying the cause or illness leading to the disability and another certificate from the CASS specifying the percentage of disability must be provided.

 

In the event of the death, a death certificate from the Civil Registry must be provided.

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In the event of a claim

Beneficiaries must report the circumstances giving rise to the claim within 90 days from the date on which they occurred.

 

In the event of the total permanent disability of the insured, a medical certificate must be presented specifying the reason or illness causing the disability and a certificate from the CASS that specifies the percentage of disability.

 

In the event of the death of the insured, a death certificate from the Civil Registry must be presented.

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FAQ

If you have questions about our products, take a look at the answers to frequently asked questions in this section.

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