Creand Life Provision
Creand Life Provision, is a life insurance policy that, in addition to paying specific compensation in the event of death, offers a comprehensive service that covers the cost of funeral expenses, the repatriation of the insured and the relevant administrative services, so that the family do not need to worry about the procedures required in the event of a death.
Characteristics
- Once contracted, Creand Life Provision, remains in force until the death of the insured.
- If you live in Andorra and you are less than 65 years old, you can contract this service and benefit from the advantages of this policy.
Advantages
The insurance offers a comprehensive service at the time of death, as both the insured party and his/her beneficiaries are looked after at all times.
- All administrative procedures, formalities and the entire funeral process are handled by trusted professionals. It also includes administrative services in order to relieve the family of all the formalities that must be carried out in the event of a death:
· Civil Registry Office formalities.
· Municipal formalities.
· Social Security formalities.
· Last will and testament.
· Translation of documents.
· Embassy formalities. - Get a 10% discounton the premium for the first 6 months simply for having your salary deposited into Creand.
Other guarantees to cover accidental death can also be taken out optionally and at an additional premium cost:
- Guarantee of between an additional €1,500 and €6,500 (between €3,000 and €13,000 in total) in the event of the insured party’s accidental death.
- Guarantee of between an additional €1,500 and €6,500 (between €4,500 and €19,500 in total) in the event of the insured party’s death as the result of a traffic accident.
- Guarantee of between an additional €1,500 and €6,500 (between €6,000 and €26,000 in total) in the event of the insured party and his/her spouse dying together as a result of a traffic accident.
Other guarantees to cover total and permanent disability can also be taken out optionally and at an additional premium cost:
- Guarantee of between an additional €1,500 and €6,500 in the event of the total and permanent disability of the insured party.
- Guarantee of between an additional €1,500 and €6,500 (between €3,000 and €13,000 in total) in the event of the total and permanent disability of the insured party as a result of an accident.
Benefits
- You can choose a capital sum insured on death of between €1,500 and €6,500..
- In all cases, the insurance also includes the payment of the funeral expenses with a capital sum €6,500. If these costs are lower than the insured limit, the excess will be paid in cash to the beneficiaries.
- The insurance coversthe repatriation expenses, both from abroad to Andorra and from Andorra to the insured party’s country of origin.
In the event of a claim
In the event of the insured person’s death, the family or beneficiaries can call Pompes Fúnebres de les Valls (+376 86 66 32 – 24 hour service). They must identify themselves as relatives or beneficiaries of a person insured by Creand Vida.
If the funeral services of another company is used, the corresponding invoice and death certificate must be presented to receive the relevant compensation.
The repatriation of the deceased to countries outside Europe, with the exception of the Maghreb countries (Algeria, Morocco and Tunisia), will only be possible after cremation.
In the event of a claim
In the event of the insured person’s death, the family or beneficiaries can call Pompes Fúnebres de les Valls (+376 86 66 32 – 24 hour service). They must identify themselves as relatives or beneficiaries of a person insured by Crèdit Assegurances Vida.
If the funeral services of another company is used, the corresponding invoice and death certificate must be presented to receive the relevant compensation.
The repatriation of the deceased to countries outside Europe, with the exception of the Maghreb countries (Algeria, Morocco and Tunisia), will only be possible after cremation.
FAQ
If you have questions about our products, take a look at the answers to frequently asked questions in this section.